{"id":564,"date":"2022-12-01T07:39:12","date_gmt":"2022-12-01T12:39:12","guid":{"rendered":"https:\/\/teamremovals.ca\/blog\/?p=564"},"modified":"2025-09-25T06:18:06","modified_gmt":"2025-09-25T10:18:06","slug":"how-to-change-health-insurance-when-moving-out-of-state","status":"publish","type":"post","link":"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/","title":{"rendered":"How To Change Health Insurance When Moving Out Of State?\u00a0"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;6px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Battambang||||||||&#8221; text_font_size=&#8221;17px&#8221; text_letter_spacing=&#8221;1px&#8221; text_line_height=&#8221;2em&#8221; header_2_font=&#8221;||||||||&#8221; header_2_letter_spacing=&#8221;0.6px&#8221; header_2_line_height=&#8221;1.8em&#8221; header_3_letter_spacing=&#8221;0.8px&#8221; header_3_line_height=&#8221;1.8em&#8221; header_4_letter_spacing=&#8221;0.8px&#8221; header_4_line_height=&#8221;1.8em&#8221; hover_enabled=&#8221;0&#8243; inline_fonts=&#8221;Akronim&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<p>Moving to a different state, regardless of the cause of the relocation, may be a considerable inconvenience. Moving Out of State is challenging work, from locating a new home to selecting the best interstate movers to pack your belongings and survive Moving Day.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#Do_You_Have_To_Change_Health_Insurance_After_Moving_To_A_Different_State\" >Do You Have To Change Health Insurance After Moving To A Different State?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#Will_You_Require_Short-Term_Health_Insurance_If_You_Relocate_To_Another_State\" >Will You Require Short-Term Health Insurance If You Relocate To Another State?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#When_Can_You_Change_Your_Health_Insurance_When_Moving_to_a_New_State\" >When Can You Change Your Health Insurance When Moving to a New State?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#2_Best_Method_To_Report_A_Move\" >2 Best Method To Report A Move?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#12_Qualifying_Events_In_Permanent_Relocation\" >12 Qualifying Events In Permanent Relocation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#Get_A_Free_Quote\" >Get A Free Quote<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/teamremovals.ca\/blog\/how-to-change-health-insurance-when-moving-out-of-state\/#Related_Posts\" >Related Posts<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Do_You_Have_To_Change_Health_Insurance_After_Moving_To_A_Different_State\"><\/span><strong>Do You Have To Change Health Insurance After Moving To A Different State?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When moving out of state, you rarely have the option of keeping your former health insurance coverage. This implies that if you\u2019re starting a new job, looking for new employment, working part-time, or being self-employed, you\u2019ll need to sign up for a new health insurance plan to stay covered after moving out of state. If you intend to stay at home but are not retired or disabled, you will need to obtain new health insurance when moving out of state.<\/p>\n<p>&nbsp;<\/p>\n<p>If you stay with the same company, you will not need to alter your health insurance plan after moving out of state. So, if you work for a huge corporation and are transferred to a branch office in another state, your health coverage will likely remain the same.<\/p>\n<p>In summary, the answer is generally YES \u2013 unless your move is work-related and your company facilitates it, you will likely need to acquire a new health insurance plan due to the regulation and promotion of individual market health insurance at the state level.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Will_You_Require_Short-Term_Health_Insurance_If_You_Relocate_To_Another_State\"><\/span><strong>Will You Require Short-Term Health Insurance If You Relocate To Another State?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>As previously said, moving out of state can result in a gap in health coverage, which is a bad idea. Remember that your current health insurance policy may only cover emergencies once you leave your old state, which is insufficient for those moving out of state.<\/p>\n<p>&nbsp;<\/p>\n<p>Short-term health insurance policies are meant to fill in short gaps in coverage, usually for a few weeks. If you\u2019re moving out of state, check to see if you\u2019re about to have a coverage gap, and if you are, carefully consider getting a short-term health insurance plan that will cover you until your new health insurance policy in the new state takes effect.<\/p>\n<p>&nbsp;<\/p>\n<p>Because you never know what will happen tomorrow, you should never go without proper health insurance coverage, even if only for a short time.The most extraordinary thing about a short-term health insurance plan is that it takes effect the day after you apply, eliminating any high-risk coverage gaps. Remember that short-term goals typically do not cover pre-existing conditions and are unavailable on federal or state exchanges. You\u2019ll need to buy short-term health insurance coverage from a private company, especially when moving out of state.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_Can_You_Change_Your_Health_Insurance_When_Moving_to_a_New_State\"><\/span><strong>When Can You Change Your Health Insurance When Moving to a New State?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Health insurance is guaranteed in every Canadian state under the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Affordable_Care_Act\" target=\"_blank\" rel=\"noopener\">Affordable Care Act<\/a> for all applicants during open enrollment and special enrollment periods prompted by qualifying circumstances.The good news is that relocating to a new state counts as a qualifying event, but there is one caveat: you must have had health insurance in your prior state. If you want to take advantage of a particular enrollment period in a new state, you must have been fully insured in your previous state before the relocation.<\/p>\n<p>&nbsp;<\/p>\n<p>So, assuming you had health insurance before moving, you will have a 60-day enrollment period to choose a new health plan after the move is completed. You would believe 60 days is enough time to complete this must-do post-move job, but it might be challenging.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Best_Method_To_Report_A_Move\"><\/span><strong>2 Best Method To Report A Move?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You might not be familiar with this process if this is your first time moving out. Your coverage options will change if you move to a new state, and you won\u2019t be able to keep your current plan. Because it\u2019s a new one, there may be different prices and discounts.<\/p>\n<p>&nbsp;<\/p>\n<p>1.<strong>You\u2019ll need to start a Marketplace application or apply on the government\u2019s official website:<\/strong> to acquire access to a different policy in another state (this is possible if the area runs its Marketplace). When you log in to the government site, You\u2019ll be given step-by-step uploading instructions in PDF format.<\/p>\n<p>&nbsp;<\/p>\n<p>2.<strong>If you\u2019re moving to a new city within the same state, your coverage and savings will remain unchanged:<\/strong> This does not exempt you from transferring your utilities and avoiding receiving mail from prior residents or paying bills for two different addresses simultaneously.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Qualifying_Events_In_Permanent_Relocation\"><\/span><strong>12 Qualifying Events In Permanent Relocation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong><\/strong><\/p>\n<p><b>If you are unfamiliar with this approach, you should be aware that there are 12 qualifying events:<\/b><\/p>\n<ul>\n<li>\u00a0Involuntary policy cancellation<\/li>\n<li>\u00a0Renewal of individual plans,<\/li>\n<li>\u00a0Getting or becoming a dependent<\/li>\n<li>\u00a0Marriage<\/li>\n<li>\u00a0Divorce<\/li>\n<li>\u00a0Becoming a citizen of Canada or a lawfully present resident<\/li>\n<li>\u00a0A long-term relocation<\/li>\n<li>\u00a0An enrollment mistake,<\/li>\n<li>\u00a0Your company-sponsored plan does not provide adequate coverage,<\/li>\n<li>\u00a0Your recent rise in income allows you to exit the coverage gap.<\/li>\n<li>\u00a0Obtaining a Government Health Care Program.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>An income or circumstance that makes you ineligible for subsidies for the first time. As you can see, moving is one of the qualifying events, but you&#8217;ll need documentation to make sure everything goes well.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is all you must know about the Health Insurance you need during the cross-state move. If you still go through any doubts related to your move, feel free to ask us anytime. Our team of <a href=\"https:\/\/teamremovals.ca\/about-us\/\">Expert Movers &amp; Packers In Canada<\/a> at <a href=\"https:\/\/teamremovals.ca\/\">Team Removals<\/a> will be there for you anytime to solve your issues and doubts.<\/p>\n<p>Contact us now through:<\/p>\n<p>Call:\u00a0<a href=\"tel:06479322202\">+1-6479322202<\/a><\/p>\n<p>Mail:\u00a0<a href=\"mailto:info@teamremovals.ca\" target=\"_blank\" rel=\"noopener\">info@teamremovals.ca<\/a><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_sidebar _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_sidebar][et_pb_code _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; sticky_position=&#8221;top&#8221; sticky_offset_top=&#8221;174px&#8221; sticky_limit_bottom=&#8221;row&#8221; motion_trigger_start=&#8221;top&#8221; sticky_position_tablet=&#8221;top&#8221; sticky_position_phone=&#8221;none&#8221; sticky_position_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;||||&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;||||&#8221; custom_css_main_element_phone=&#8221;||||&#8221;]<h1 class=\"myquote\"><span class=\"ez-toc-section\" id=\"Get_A_Free_Quote\"><\/span><!-- [et_pb_line_break_holder] -->   Get A Free Quote<!-- [et_pb_line_break_holder] --><span class=\"ez-toc-section-end\"><\/span><\/h1><!-- [et_pb_line_break_holder] -->\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1314-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"1314\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/564#wpcf7-f1314-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"1314\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1314-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"text-546\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required cfrm\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"text-546\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email-352\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email cfrm\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"email-352\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-545\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel cfrm\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Phone\" value=\"\" type=\"tel\" name=\"tel-545\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"text-981\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text cfrm\" aria-invalid=\"false\" placeholder=\"Subject\" value=\"\" type=\"text\" name=\"text-981\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"textarea-697\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea cfrm\" aria-invalid=\"false\" placeholder=\"Your Message\" name=\"textarea-697\"><\/textarea><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner cfrmbutton\" type=\"submit\" value=\"Send Message\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.2&#8243; 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global_colors_info=&#8221;{}&#8221;]<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Related_Posts\"><\/span>Related Posts<span class=\"ez-toc-section-end\"><\/span><\/h2>[\/et_pb_text][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;3&#8243; include_categories=&#8221;29&#8243; use_manual_excerpt=&#8221;off&#8221; excerpt_length=&#8221;0&#8243; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; masonry_tile_background_color=&#8221;#f7f7f7&#8243; _builder_version=&#8221;4.21.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Battambang|700|||||||&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.8em&#8221; meta_font=&#8221;||||||||&#8221; meta_text_color=&#8221;rgba(0,0,0,0.23)&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Moving to a different state, regardless of the cause of the relocation, may be a considerable inconvenience. Moving Out of State is challenging work, from locating a new home to selecting the best interstate movers to pack your belongings and survive Moving Day. Do You Have To Change Health Insurance After Moving To A Different [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1075,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"1080","_joinchat":[],"footnotes":""},"categories":[8],"tags":[13,64,6,4,11,63],"class_list":["post-564","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-movers","tag-cheap-movers","tag-health-insurance","tag-house-movers","tag-movers","tag-movers-services","tag-moving-out-of-state"],"_links":{"self":[{"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/posts\/564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/comments?post=564"}],"version-history":[{"count":41,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/posts\/564\/revisions"}],"predecessor-version":[{"id":2079,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/posts\/564\/revisions\/2079"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/media\/1075"}],"wp:attachment":[{"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/media?parent=564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/categories?post=564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teamremovals.ca\/blog\/wp-json\/wp\/v2\/tags?post=564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}